AUTONET TV

Lease or Buy?

Lease? Or buy? These are the options for brandon drivers. It's always a tough question for auto owners, but here is some info that'll help you make an informed decision.

If you buy, you'll pay the full cost of the vehicle, maybe an initial down payment, monthly payments on the balance that pays down the loan principal, and the finance charge.

brandon drivers who lease finance the portion of the cost of the vehicle that's used up during the term of the lease. You'll pay some money up front: fees, security deposit, first month's payment and maybe a capital reduction. The monthly payments include a depreciation cost and a finance charge. When the lease is up, you return the vehicle to your local brandon area dealership. 

So how do brandon drivers decide?

First, how much do you have for a down payment? A lease usually requires a smaller down payment.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs requires better credit, so that's a factor.

How long will you keep the vehicle? brandon drivers who keep their vehicles around for a while will pay less if they buy. But just two or three years? Then leasing is the way to go.

If your car might suffer a ding or two, like a work truck would, then buying's better. The auto leasing company will want their vehicle back at the lease end in tip top shape, and if repairs are needed, you'll pay.

How far do you drive in and around the brandon area? Important to consider because leases have a mileage limit; if you go over, you pay a hefty charge per mile/kilometer when the lease is up. So high mileage florida drivers should definitely buy.

Will the car be used in your business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment rather than price. So sometimes brandon leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If the salesman asks if you'll be leasing or buying, say you're not sure yet. Make your best deal, then look at your financing options.

Here's another: With a buy or a lease, if you total the vehicle, you'll owe the full amount of the loan, or the balance of the lease payments. Usually, it's less than the vehicle's fair market value, and that's all your florida auto insurance company will pay. But ask your brandon agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition and may need to do all the vehicle manufacturer's recommended service and maintenance or face penalties. So see your local advisor at your brandon auto repair shop  or autoclinic of brandon on a regular basis, get the required work done and save the service records. It's well worth it.

autoclinic of brandon
901A WEST BRANDON BLVD
brandon, florida 33511
813-654-8686

autoclinic of brandon Advice: Don't Overlook These 10 Automotive Services

Organization is the key to managing a busy life in florida. So setting up an annual calendar for vehicle care can keep brandon residents on top of preventive maintenance. But you can't just write “oil change” every few months on the calendar. Modern vehicles have many systems that are vital to the safe operation of a vehicle, and they all need to be inspected. brandon residents can't afford to overlook any of them.

The following is a list of preventive maintenance services that are often overlooked by vehicle owners in the brandon area. They are not presented in any particular order.

1. autoclinic of brandon Power Steering Service. Moisture gradually builds up in your power steering fluid, which can lead to corrosion in your steering system. The fluid also gets dirty, which can gum up your steering system. The fluid needs to be replaced periodically.

2. autoclinic of brandon Wheel Alignment. Wheels that are out of alignment will cause a vehicle to pull to one side. This is dangerous for brandon residents and can lead to accidents. Also, it causes uneven and rapid tire wear, which means tires must be replaced more often.

3. autoclinic of brandon Differential Service. They are part of the drive train system that transfers power from the engine to the wheels. Damage or wear in this system can make a vehicle undriveable.

4. autoclinic of brandon Cabin Air Filter. Your vehicle may or may not be equipped with a cabin air filter. Its job is to remove dust and pollen from the air that enters the passenger compartment of the vehicle. If this filter clogs, it can stink. So check your owner's manual to find out if your vehicle has a cabin air filter. If so, come visit us at autoclinic of brandon and get it changed according to the recommended schedule.

5. autoclinic of brandon Timing Belt Replacement. Most passenger cars and some vans and trucks have timing belts. brandon residents can check their owner's manual to find out if their vehicle has one. If so, you can't drive without it. And if it breaks while on the road, you may be looking at thousands of dollars of repairs. So it is important to inspect it occasionally. If your vehicle has close to 60,000 miles/100,000 kilometers or more on it and you haven't had your timing belt replaced, then you need to find out the recommended replacement interval NOW.

6. autoclinic of brandon Transmission Service. Transmission fluid gets dirty and has to be replaced. If not, you risk repairs.

7. autoclinic of brandon Air Conditioning Service. The refrigerant in your air conditioner needs to be replaced periodically. This fluid doesn't just refrigerate air; it provides lubrication to the air conditioning system and conditions seals. Lack of fluid can damage components.

8. autoclinic of brandon Brake Service. Even if your brakes are quiet and working well, the brake fluid still might need to be changed. Over time, moisture builds up in brake fluid. Water has a different viscosity than brake fluid, so the brakes can't compress properly when there's too much moisture in the fluid — and you shouldn't need to be told how it is to drive with brakes that are compromised. Moisture in your brake fluid can also corrode parts in your brake system, causing it to fail altogether.

9. autoclinic of brandon Coolant System Service. Antifreeze is another fluid that needs to be changed regularly. If not, it actually becomes corrosive and begins to damage your cooling system. Eventually it can eat holes in your radiator.

10. autoclinic of brandon Fuel System Cleaning. Over time, your fuel system just gets gummed up, which can interfere with the flow of fuel in a number of ways.

Of course, your next question should be: How often do I need to get all of this done? Well, the answer varies depending on which service we're talking about, the make and model of your vehicle, the climate where you live in florida, your usual driving conditions and your driving habits.

But don't lose heart. Your owner's manual will give you a recommended service schedule for most of the service items listed. And you can get quality auto advice from your friendly and knowledgeable autoclinic of brandon service advisors to help you meet the service intervals that suit your vehicle.

autoclinic of brandon
901A WEST BRANDON BLVD
brandon, florida 33511
813-654-8686

On Board Diagnostics for Your Engine

Starting in 1996, autoclinic of brandon service technicians have been able to use a standardized diagnostic system to help determine what is wrong with a vehicle. This diagnostic system works in tandem with the Engine Control Modules for each vehicle's engine. The Engine Control Module is a computer that monitors and controls many engine functions.

Sensors throughout a vehicle send readings to the Engine Control Module. These readings help the computer make adjustments in various vehicle systems to allow for constantly changing driving conditions and even to compensate for minor problems. However, if the computer encounters a situation it can't adjust for, it turns on the Check Engine light. (The Check Engine light is called the “service engine soon” light on some vehicles.)

If the Check Engine light is burning steadily, it indicates a problem that needs to be taken care of soon. If it is flashing, however, the vehicle needs immediate attention at autoclinic of brandon. When the Check Engine light is flashing, the vehicle should not be driven at high speeds, haul heavy loads or tow a trailer. brandon drivers need to understand that doing so can cause major damage.

When a vehicle is brought to autoclinic of brandon in brandon because the Check Engine light is on, a technician will scan the Engine Control Module to learn why it turned the light on. The answer comes as a “trouble code.” The technician has access to software that allows him to enter the code and find out what it means. The software will also let your autoclinic of brandon technician know what might be causing the problem and how to diagnose it.

Notice that the trouble code does not tell your technician at autoclinic of brandon exactly what is wrong with the vehicle. It can only let him know where to start looking to find the problem.

Scanning a trouble code and determining what it means is fairly simple for the pros at autoclinic of brandon. But the ensuing process of actually diagnosing a vehicle's trouble can take a skilled technician some time. Sometimes this can add up to a significant repair bill. Some vehicle owners mistakenly believe  that the “trouble code” is all they need and think they can then fix their vehicles themselves. Some have tried to save money by purchasing an inexpensive scanner, or they take their vehicles to an auto parts store that offers the scan for little or no cost.

These options are often not the money-savers they seem for brandon vehicle owners. They can end up costing the vehicle owner extra in unnecessary repairs and engine damage.

For example, the trouble code P0133 reads “Bank 1 sensor 1 circuit slow response.” Translated, that means the front oxygen sensor shows a slow response time in changing the mix of air to fuel. The seemingly obvious conclusion is that the sensor needs to be replaced. The vehicle owner purchases a sensor, installs it and happily goes on his way.

However, read the trouble again: a slow response time in changing the mix of air to fuel. Nowhere does this indicate that the sensor is bad. There are a lot of parts involved in changing the air-fuel mix, any of which could be causing a slow reaction time. Those include a bad or contaminated airflow sensor, an exhaust leak, a problem in the electrical system or a leak in the intake manifold. The sensor is merely relaying that the response time is slow; it doesn't indicate where the trouble is.

So the vehicle ends up with an oxygen sensor it did not need, and the delay in repairing the actual problem may have led to further damage to the engine. Both are added costs for the vehicle owner.

Cheap scanners also don't have the ability to read the history stored in an engine's computer. This operating history contains clues that can help in diagnosing engine trouble since it can indicate a developing problem. autoclinic of brandon invests a lot of money in high-end diagnostic equipment so that we have access not just to service codes but also to the operating history of the engine.

On-board diagnostics, then, are a tool to help diagnose what is wrong with a vehicle. They cannot specify what part needs to be fixed or replaced, and they cannot replace a well-trained and well-equipped service technician.

Unless you are a trained mechanic, it's good auto advice to use autoclinic of brandon for your car care. In the long run, it can save you time, unnecessary expense and frustration. autoclinic of brandon can also help you keep up with your scheduled preventive maintenance, which can also save you on repair bills by alerting you to potential problems before they get expensive.

autoclinic of brandon
901A WEST BRANDON BLVD
brandon, florida 33511
813-654-8686

Higher Mileage Service Intervals for brandon

brandon drivers have probably noticed that the government mandates a lot of equipment on cars: emission devices and control computers, safety equipment like airbags and crash worthiness requirements. All of this is great for the motoring public in the brandon area, but it does add quite a bit to the price of a new car.

Because new cars are more expensive, brandon residents are driving their old cars longer. The average car is now over nine years old. 68% of vehicles on the road have more than 75,000 miles/120,000 kilometers. As cars age, their performance drops, they have difficulty idling for long periods and are more sensitive to weather extremes. Fortunately today's cars are up to the challenge - but they need a little help to keep on going.

Some owner's manuals don't outline service requirements and schedules at higher mileage. Of course, that doesn't mean it doesn't have to be done. In fact, it's more important than ever for brandon drivers to stay on top of routine auto maintenance for cars with more than 120,000 miles/190,000 kilometers. Just extend regular service intervals out: for instance a service that's recommended every 24,000 miles/38,000 kilometers should be performed at 24,000 mi/38,000 km; 48,000 mi/77,000 km; 72,000 mi/116,000 km, 96,000 mi/154,000 km; and on and on.

Because of the additional stress older engines experience, the severe service maintenance schedule may be more appropriate than the regular schedule. Watch for leaks - seals and gaskets dry out over time and do not hold the fluids as well as they used to. If you don't already have one, it is more important than ever to get a good technician, like any one of the automotive professionals on our team at autoclinic of brandon. There are some services and replacements that are scheduled after you put some clicks on the odometer, like timing belts, valve train adjustments, suspension, anti-lock brake service, air bags, etc. And unexpected repairs down the road are just par for the course.

Check for unusual sounds, smells or the way your car feels. These could be hints for brandon vehicle owners that trouble is brewing. Better to catch it early before it turns into repair. Regular wash and wax will help maintain your car's appearance. One of the things brandon drivers can do to really help a high mileage vehicle is to begin using high mileage formulation fluids. There are special engine oils, coolants, transmission fluids and power steering fluids that are formulated for cars that have higher mileage.

High mileage oil is designed to condition seals and gaskets, reduce wear and avoid premature burn off. Older vehicle engines are dirtier inside - and dirty engines contaminate their oil faster. High mileage oil has special additives that clean the engine, removing sludge deposits over time. The result is less stress on the engine, better fuel economy and excellent wear protection. Come into autoclinic of brandon in brandon for a checkup.

Studies have even shown that using high mileage fluids early will actually prevent some of the problems of high mileage vehicles. So once you hit around 50,000 mi/80,000 km, consider stepping up to high mileage formulations. The fluids cost a bit more than standard fluids in brandon because of the additional additives, but they can be worth their weight in gold in terms of preventing repair costs down the road.

It does cost more for  vehicle owner's to properly maintain a higher mileage vehicle in brandon - but it's much cheaper than a new car payment!

autoclinic of brandon
901A WEST BRANDON BLVD
brandon, florida 33511
813-654-8686